Preserve Your Rights and Learn About Your Options
Foreclosure Is Not Your Only Option
If you and your family are facing the foreclosure of your home, it is important for you to learn about your options to save your home and protect your rights. The recent economic downturn has resulted in thousands of people losing their family homes because of mounting debts or from the increase in payments on adjustable rate mortgages. The first step toward financial relief is discussing foreclosure defense with an experienced attorney.
I am attorney Kathleen S. Davies, and I have worked with many clients who are apprehensive about the future and are stressed by mounting debt and the possibility of losing their home to foreclosure. One of your options to avoid foreclosure is to file for bankruptcy protection. Once you file, collection actions automatically stop for a fixed period of time. The money freed up by discharging certain debts could give you the opportunity to get current with your mortgage and allow you to keep your home. Another option is to fight the foreclosure process by litigating against the bank that's seeking the foreclosure.
The loss of a job, an unexpected illness, rising payments and more — there are many reasons why individuals and families suddenly find themselves facing the loss of their home to foreclosure. At The Davies Law Firm, LLC, we take time to listen because we care about our clients.
What Does Foreclosure Defense Do?
While most people wish to save their homes from foreclosure, it is not always in the best interest of a client to keep a home that he or she cannot realistically afford. They may have purchased a house that is now too large for them, or that has payments that have ballooned out of their reach. In these situations, agreeing to a short sale or a deed in lieu might be viable options. Other options include renegotiating the terms of the mortgage, seeking refinancing with the bank, fighting the foreclosure in court, or filing bankruptcy.
At The Davies Law Firm, LLC, we provide advice and guidance for our clients' individual needs, including:
- Delaying the foreclosure process in order to stay in the home as long as possible
- Filing for bankruptcy
- Expediting the foreclosure process and walking away as quickly as possible with no remaining money owed
- Helping you renegotiate a mortgage and working with your lender to change the terms, thus making it easier for you to stay in your home
- Fighting the foreclosure process through litigation
It is important to discuss your legal rights with an experienced lawyer when your property is at risk.
Learn More Information About Foreclosure Defense
Contact me at The Davies Law Firm, LLC, to talk about your circumstances and to get honest, accurate advice about your situation. Schedule a free initial consultation at my Orlando, Cocoa or Kissimmee, Florida, law offices by calling 407-401-7292 or toll free at 866-471-4282 to make an appointment.
